Individual Health

For individuals that have ANY prior medical history, pre-existing medical conditions (in the last 10 years), if you question your health status or if you think your height and weight are outside guidelines.

You must follow this process because you may be declined coverage, have conditions waived or an increase to a carrier’s standard rates due to your medical history. It is imperative that you completely fill in the Medical Questionnaire and provide full detailed descriptions and current status to the conditions so Delta 4 Benefits can pre-screen your application with all the local underwriters, making sure you get the best plan at the best rate based on your history. This will prevent frustration and save you time!

After our underwriters have reviewed the medical information provided, we will call or email with our findings to then be able to provide a customized quote and advice.

Select an option below. To view a comparison of individual health coverage from most of the major carriers, click Health Quote Comparison.

For a list of online applications, please select the type of coverage below.